“The financial services industry has done a remarkable job of fooling the public into thinking their advisor operates with their best interests in mind”
- Greg Lessard, CFP®, CRPC®
Financial advice should be based on research & evidence, focused on these themes.
Your portfolio doesn’t have to be complicated. Low-cost investments, avoiding market timing, eschewing exotic investments, global diversification, index funds, ESG screening, and rules-based rebalancing are the core elements our model portfolios are built around.
Sensible Portfolio
Financial Plan
Let’s tackle questions such as “Should I use my employer sponsored HSA or set up my own?”, “Are the higher costs of Original Medicare worth the freedom it provides over an Advantage plan?”, and “Now that I’ve created an estate plan, how do I talk to my kids about it?”.
Watch a brief planning overview
There are very few financial decisions that don’t involve tax considerations. Our approach is to quantify the pros & cons of strategies such as Roth conversions, account spend down sequencing, and reducing “nonqualified” dividends outside of retirement accounts.
